So if you are one of those like me carrying lot of credit cards and struggling to pay them on time and carrying the balances on every one of them. Rate Surfer is here to help you; its simple downloadable utility comes with basic and deluxe version. Basic version is free and can help you put more dollars towards getting back your financial freedom.

You need to provide all your credit cards details to the application, and then Rate Surfer will monitor your credit cards for rate changes automatically. Application also can help you on balance transfer, on time payments, etc. The good thing about the Rate Surfer is that it manages all your credit cards at one place, its secure and data is securely stored on the personal computer.

Check out Rate Surfer at ratesurfer.com